| Annual Asset-Based Program Fees as of January 17, 2021 | Cost of Investment1 (with 5% Return Assumption) |
Account Owners will bear expenses at the CollegeAdvantage Direct Plan level and also the expenses of the underlying mutual funds. | Underlying Fund Expenses | Portfolio Acctg & Admin Fee | OTTA Fee | Record-Keeping Fee | Total Annual Fees | $1,000 1 Year | $10,000 1 Year | $10,000 3 Years | $10,000 5 Years | $10,000 10 Years |
Ready-Made College-Enrollment-Date Portfolios | | | | | | | | | | |
Advantage Age-Based Portfolio | | | | | | | | | | |
2040 Fund | 0.1416% | 0.02% | 0.02% | 0.10% | 0.2816% | $ 2.88 | $ 28.82 | $ 90.61 | $ 158.37 | $ 357.81 |
2038 Fund | 0.1426% | 0.02% | 0.02% | 0.10% | 0.2826% | $ 2.89 | $ 28.93 | $ 90.94 | $ 158.94 | $ 359.07 |
2036 Fund | 0.1469% | 0.02% | 0.02% | 0.10% | 0.2869% | $ 2.94 | $ 29.37 | $ 92.32 | $ 161.35 | $ 364.47 |
2034 Fund | 0.1512% | 0.02% | 0.02% | 0.10% | 0.2912% | $ 2.98 | $ 29.81 | $ 93.70 | $ 163.75 | $ 369.85 |
2032 Fund | 0.1555% | 0.02% | 0.02% | 0.10% | 0.2955% | $ 3.02 | $ 30.25 | $ 95.08 | $ 166.15 | $ 375.22 |
2030 Fund | 0.1598% | 0.02% | 0.02% | 0.10% | 0.2998% | $ 3.07 | $ 30.68 | $ 96.45 | $ 168.54 | $ 380.59 |
2028 Fund | 0.1630% | 0.02% | 0.02% | 0.10% | 0.3030% | $ 3.10 | $ 31.01 | $ 97.47 | $ 170.32 | $ 384.57 |
2026 Fund | 0.1603% | 0.02% | 0.02% | 0.10% | 0.3003% | $ 3.07 | $ 30.74 | $ 96.61 | $ 168.82 | $ 381.22 |
2024 Fund | 0.1458% | 0.02% | 0.02% | 0.10% | 0.2858% | $ 2.93 | $ 29.25 | $ 91.96 | $ 160.72 | $ 363.07 |
2022 Fund | 0.1190% | 0.02% | 0.02% | 0.10% | 0.2590% | $ 2.65 | $ 26.51 | $ 83.37 | $ 145.75 | $ 329.49 |
Graduate Fund | 0.0941% | 0.02% | 0.02% | 0.10% | 0.2341% | $ 2.40 | $ 23.97 | $ 75.39 | $ 131.82 | $ 298.18 |
Ready-Made Age-Based Portfolio | | | | | | | | | | |
Vanguard Aggressive Age-Based Portfolio | | | | | | | | | | |
Ages 0-4 | 0.0350% | 0.02% | 0.02% | 0.10% | 0.1750% | $ 1.79 | $ 17.92 | $ 56.40 | $ 98.68 | $ 223.59 |
Ages 5-6 | 0.0344% | 0.02% | 0.02% | 0.10% | 0.1744% | $ 1.79 | $ 17.86 | $ 56.21 | $ 98.35 | $ 222.84 |
Ages 7-8 | 0.0344% | 0.02% | 0.02% | 0.10% | 0.1744% | $ 1.79 | $ 17.86 | $ 56.21 | $ 98.35 | $ 222.84 |
Ages 9-10 | 0.0338% | 0.02% | 0.02% | 0.10% | 0.1738% | $ 1.78 | $ 17.80 | $ 56.02 | $ 98.01 | $ 222.07 |
Ages 11-12 | 0.0331% | 0.02% | 0.02% | 0.10% | 0.1731% | $ 1.77 | $ 17.73 | $ 55.79 | $ 97.62 | $ 221.19 |
Ages 13-14 | 0.0325% | 0.02% | 0.02% | 0.10% | 0.1725% | $ 1.77 | $ 17.67 | $ 55.60 | $ 97.28 | $ 220.41 |
Ages 15-16 | 0.0319% | 0.02% | 0.02% | 0.10% | 0.1719% | $ 1.76 | $ 17.60 | $ 55.40 | $ 96.94 | $ 219.66 |
Ages 17-18 | 0.0313% | 0.02% | 0.02% | 0.10% | 0.1713% | $ 1.75 | $ 17.54 | $ 55.21 | $ 96.61 | $ 218.91 |
Ages 19+ | 0.0306% | 0.02% | 0.02% | 0.10% | 0.1706% | $ 1.75 | $ 17.47 | $ 54.99 | $ 96.22 | $ 218.03 |
Vanguard Moderate Age-Based Portfolio | | | | | | | | | | |
Ages 0-4 | 0.0344% | 0.02% | 0.02% | 0.10% | 0.1744% | $ 1.79 | $ 17.86 | $ 56.21 | $ 98.35 | $ 222.84 |
Ages 5-6 | 0.0338% | 0.02% | 0.02% | 0.10% | 0.1738% | $ 1.78 | $ 17.80 | $ 56.02 | $ 98.01 | $ 222.07 |
Ages 7-8 | 0.0331% | 0.02% | 0.02% | 0.10% | 0.1731% | $ 1.77 | $ 17.73 | $ 55.79 | $ 97.62 | $ 221.19 |
Ages 9-10 | 0.0325% | 0.02% | 0.02% | 0.10% | 0.1725% | $ 1.77 | $ 17.67 | $ 55.60 | $ 97.28 | $ 220.41 |
Ages 11-12 | 0.0319% | 0.02% | 0.02% | 0.10% | 0.1719% | $ 1.76 | $ 17.60 | $ 55.40 | $ 96.94 | $ 219.66 |
Ages 13-14 | 0.0313% | 0.02% | 0.02% | 0.10% | 0.1713% | $ 1.75 | $ 17.54 | $ 55.21 | $ 96.61 | $ 218.91 |
Ages 15-16 | 0.0306% | 0.02% | 0.02% | 0.10% | 0.1706% | $ 1.75 | $ 17.47 | $ 54.99 | $ 96.22 | $ 218.03 |
Ages 17-18 | 0.0324% | 0.02% | 0.02% | 0.10% | 0.1724% | $ 1.77 | $ 17.66 | $ 55.57 | $ 97.23 | $ 220.31 |
Ages 19+ | 0.0324% | 0.02% | 0.02% | 0.10% | 0.1724% | $ 1.77 | $ 17.66 | $ 55.57 | $ 97.23 | $ 220.31 |
Vanguard Conservative Age-Based Portfolio | | | | | | | | | | |
Ages 0-4 | 0.0331% | 0.02% | 0.02% | 0.10% | 0.1731% | $ 1.77 | $ 17.73 | $ 55.79 | $ 97.62 | $ 221.19 |
Ages 5-6 | 0.0325% | 0.02% | 0.02% | 0.10% | 0.1725% | $ 1.77 | $ 17.67 | $ 55.60 | $ 97.28 | $ 220.41 |
Ages 7-8 | 0.0319% | 0.02% | 0.02% | 0.10% | 0.1719% | $ 1.76 | $ 17.60 | $ 55.40 | $ 96.94 | $ 219.66 |
Ages 9-10 | 0.0313% | 0.02% | 0.02% | 0.10% | 0.1713% | $ 1.75 | $ 17.54 | $ 55.21 | $ 96.61 | $ 218.91 |
Ages 11-12 | 0.0306% | 0.02% | 0.02% | 0.10% | 0.1706% | $ 1.75 | $ 17.47 | $ 54.99 | $ 96.22 | $ 218.03 |
Ages 13-14 | 0.0324% | 0.02% | 0.02% | 0.10% | 0.1724% | $ 1.77 | $ 17.66 | $ 55.57 | $ 97.23 | $ 220.31 |
Ages 15-16 | 0.0299% | 0.02% | 0.02% | 0.10% | 0.1699% | $ 1.74 | $ 17.40 | $ 54.76 | $ 95.82 | $ 217.13 |
Ages 17-18 | 0.0275% | 0.02% | 0.02% | 0.10% | 0.1675% | $ 1.72 | $ 17.15 | $ 53.98 | $ 94.46 | $ 214.07 |
Ages 19+ | 0.0250% | 0.02% | 0.02% | 0.10% | 0.1650% | $ 1.69 | $ 16.90 | $ 53.19 | $ 93.07 | $ 210.93 |
Ready-Made Risk-Based Portfolios | | | | | | | | | | |
Vanguard Aggressive Growth Index Portfolio | 0.0350% | 0.02% | 0.02% | 0.10% | 0.1750% | $ 1.79 | $ 17.92 | $ 56.40 | $ 98.68 | $ 223.59 |
Vanguard Growth Index Portfolio | 0.0338% | 0.02% | 0.02% | 0.10% | 0.1738% | $ 1.78 | $ 17.80 | $ 56.02 | $ 98.01 | $ 222.07 |
Vanguard Moderate Growth Index Portfolio | 0.0325% | 0.02% | 0.02% | 0.10% | 0.1725% | $ 1.77 | $ 17.67 | $ 55.60 | $ 97.28 | $ 220.41 |
Vanguard Conservative Growth Index Portfolio | 0.0313% | 0.02% | 0.02% | 0.10% | 0.1713% | $ 1.75 | $ 17.54 | $ 55.21 | $ 96.61 | $ 218.91 |
Vanguard Income Portfolio | 0.0324% | 0.02% | 0.02% | 0.10% | 0.1724% | $ 1.77 | $ 17.66 | $ 55.57 | $ 97.23 | $ 220.31 |
Individual Investment Options | | | | | | | | | | |
International Equity Options (Stocks) | | | | | | | | | | |
Dimensional Fund Advisors World ex. U.S. Core Equity Portfolio | 0.3450% | 0.02% | 0.02% | 0.10% | 0.4850% | $ 4.96 | $ 49.59 | $ 155.59 | $ 271.39 | $ 609.85 |
Vanguard Total International Stock Index Option | 0.0650% | 0.02% | 0.02% | 0.10% | 0.2050% | $ 2.10 | $ 20.99 | $ 66.04 | $ 115.52 | $ 261.52 |
U.S. Equity Options (Stocks) | | | | | | | | | | |
Vanguard Strategic Equity Option | 0.1650% | 0.02% | 0.02% | 0.10% | 0.3050% | $ 3.12 | $ 31.22 | $ 98.12 | $ 171.44 | $ 387.09 |
Vanguard Extended Market Index Option | 0.0350% | 0.02% | 0.02% | 0.10% | 0.1750% | $ 1.79 | $ 17.92 | $ 56.40 | $ 98.68 | $ 223.59 |
Vanguard U.S. Growth Option (pre 4/5/2019 - Vanguard Morgan Growth Option) | 0.2750% | 0.02% | 0.02% | 0.10% | 0.4150% | $ 4.25 | $ 42.45 | $ 133.28 | $ 232.63 | $ 523.71 |
Vanguard Windsor II Option | 0.2550% | 0.02% | 0.02% | 0.10% | 0.3950% | $ 4.04 | $ 40.41 | $ 126.90 | $ 221.53 | $ 498.99 |
Vanguard 500 Index Option | 0.0150% | 0.02% | 0.02% | 0.10% | 0.1550% | $ 1.59 | $ 15.88 | $ 49.97 | $ 87.45 | $ 198.24 |
Balanced Option (Mix of Stocks and Bonds) | | | | | | | | | | |
Vanguard Wellington Option | 0.1650% | 0.02% | 0.02% | 0.10% | 0.3050% | $ 3.12 | $ 31.22 | $ 98.12 | $ 171.44 | $ 387.09 |
Fixed Income Options (Bonds) | | | | | | | | | | |
Vanguard Corporate High Yield Option | 0.1250% | 0.02% | 0.02% | 0.10% | 0.2650% | $ 2.71 | $ 27.13 | $ 85.30 | $ 149.11 | $ 337.03 |
Dimensional Fund Advisors Investment Grade Portfolio | 0.2150% | 0.02% | 0.02% | 0.10% | 0.3550% | $ 3.63 | $ 36.32 | $ 114.11 | $ 199.30 | $ 449.38 |
Vanguard Total Bond Market Index Option | 0.0300% | 0.02% | 0.02% | 0.10% | 0.1700% | $ 1.74 | $ 17.41 | $ 54.79 | $ 95.88 | $ 217.26 |
Vanguard Short-Term Inflation-Protected Bond Index Option | 0.0350% | 0.02% | 0.02% | 0.10% | 0.1750% | $ 1.79 | $ 17.92 | $ 56.40 | $ 98.68 | $ 223.59 |
Capital Preservation Option (Cash) | | | | | | | | | | |
Interest Accumulation Portfolio | 0.0250% | 0.02% | 0.02% | 0.10% | 0.1650% | $ 1.69 | $ 16.90 | $ 53.19 | $ 93.07 | $ 210.93 |
Banking Options (Cash) (FDIC-insured to certain limits) | | | | | | | | | | |
Fifth Third 529 Savings Account | 0.0000% | N/A | N/A | N/A | 0.0000% | $ 0.00 | $ 0.00 | $ 0.00 | $ 0.00 | $ 0.00 |
Fifth Third 529 Certificate of Deposit (CD) | 0.0000% | N/A | N/A | N/A | 0.0000% | $ 0.00 | $ 0.00 | $ 0.00 | $ 0.00 | $ 0.00 |