Speaker 1 (00:00): Ready-made target enrollment portfolios. Let's break it down. Ready-made means you're getting a complete, diversified portfolio that's designed for your child's target enrollment year. Each portfolio adjusts on what's called a risk glide path. When there's lots of time, your portfolio cruises along at an aggressive level, gradually reducing risk to a moderate level, and then into conservative investments as school gets closer. It's like an autopilot button for your 529 plan. Keep exploring. We're here to help.