Ready-made target enrollment portfolios. Let's break it down. Ready-made means you're getting a complete, diversified portfolio that's designed for your child's target enrollment year. (Ready-Made, Target Enrollment Portfolios (1/3 Bonds, 1/3 Stocks, 1/3 Cash)) Each portfolio adjusts on what's called a risk glide path. (Risk | Aggressive, Moderate, Conservative) When there's lots of time, your portfolio cruises along at an aggressive level, gradually reducing risk to a moderate level, and then into conservative investments as school gets closer. It's like an autopilot button for your 529 plan. Keep exploring, we're here to help. 1-800-AFFORD-IT (233-6734) Available 8:30 am - 6:00 pm ET Monday - Friday