INVESTMENT OPTION CHOICES
Ohio's Direct 529 Plan is a low-cost college-savings program that you set up and maintain yourself.
That's why Ohio's Direct 529 Plan offers options for savers of all experience levels and risk tolerances, including ready-made, target enrollment and ready-made, risk-based portfolios, as well as individual options to allow you to customize your own investment plan. Use our tools and calculators to determine your college savings goals and your risk tolerance to select the right asset allocation mix. If your goals and preferences change in the future, 529 rules allow you to exchange your investment options up to two times per year. If you work with a professional financial advisor, ask them about BlackRock CollegeAdvantage, Ohio's Advisor 529 Savings Plan.
Are you interested in ready-made investment portfolios?
Ready-Made Target Enrollment Portfolios*
Advantage Age-Based Portfolio

Year of College Enrollment
(Birth Date Range)
 2044
(08/01/24-07/31/26)
 2042
(08/01/22-07/31/24)
 2040
(08/01/20-07/31/22)
 2038
(08/01/18-07/31/20)
 2036
(08/01/16-07/31/18)
 2034
(08/01/14-07/31/16)
 2032
(08/01/12-07/31/14)
 2030
(08/01/10-07/31/12)
 2028
(08/01/08-07/31/10)
 2026
(08/01/06-07/31/08)
 Graduate
(prior-07/31/06)
‍
Blend of Active Management & Passive Index-Based

   Short-Term Reserves
   Short Duration TIPS
   Core Fixed Income
   High Yield Fixed Income
   Global REITS
   U.S. Equity
   Non-U.S. Equity


Vanguard Ohio Target Enrollment Portfolio

Year of College Enrollment 2042 / 2043 2040 / 2041 2038 / 2039 2036 / 2037 2034 / 2035 2032 / 2033 2030 / 2031 2028 / 2029 2026 / 2027 2024 / 2025 2022 / 2023 Commencement
‍
Passive Index-Based


   Cash
   U.S. Bonds
   Non-U.S. Bonds
   U.S. Equity
   Non-U.S. Equity
For the most current Direct Plan Investment Performance, visit CollegeAdvantage.com/plan.

*Percentages are based on the asset allocation mix of April 1, 2025. These percentages will change quarterly. Total percentages may not add to 100% due to rounding.

Are you interested in ready-made investment portfolios?

Ready-Made Risk-Based Portfolios

Vanguard Passive Index Based
 
Vanguard Aggressive Growth Index Portfolio Vanguard Growth Index Portfolio Vanguard Moderate Growth Index Portfolio Vanguard Conservative Growth Index Portfolio Vanguard Income Portfolio

      
Vanguard Total International Stock Index Fund
Vanguard Institutional Total Stock Market Index Fund
Vanguard Total International Bond Index Fund
Vanguard Total Bond Market II Index Fund
Vanguard Short-Term Inflation Protected Securities Index Fund
Ohio's Short-Term Reserves Account


Additional info about all investment options:

• For additional details about specific investment portfolios and individual investment options, please refer to the CollegeAdvantage Direct 529 Savings Plan Offering Statement and Participation Agreement. Investment options may have changed. Please visit CollegeAdvantage.com for the most current info.
• For the most current Direct Plan Investment Performance, visit CollegeAdvantage.com/fees-and-facts.
• Whatever investments you choose, you may want to review your investment selections at least annually to determine if your investments are the most appropriate for your risk-tolerance and college savings goals.
• Internal Revenue Code Section 529 prohibits Ohio Tuition Trust Authority / CollegeAdvantage staff from providing any investment advice.
• Ohio's 529 Plan offers tools and calculators to help you shape the savings strategy that best fits your family's needs. Please visit CollegeAdvantage.com/calculators-and-tools.
Are you interested in individual investment options?

Individual Investment Options

Mutual Fund-Based Options
 		FDIC-Insurced
(To Certain Limits)

International Equity Options (Stocks)
 
U.S. Equity Options (Stocks)
 
Balanced Option (Stocks & Bonds)
 
Fixed Income Options (Bonds)
 
Capital Preservation Option (Cash)
 
Banking Options (Cash)
 

Dimensional Fund Advisors-World ex U.S. Core Equity Portfolio
 
Vanguard Strategic Equity Option
 
Vanguard Wellington Option
 
Vanguard High Yield Corporate Option
 
Interest Accumulation Portfolio
 
Fifth Third 529 Savings Account
 

Vanguard Total International Stock Index Option
 
Vanguard Extended Market Index Option
 

 
Dimensional Fund Advisors-DFA Investment Grade Portfolio
 

 
Fifth Third 529 Certificate of Deposit (CD)
 


 
Vanguard U.S. Growth Option
 

 
Vanguard Total Bond Market Index Option
 

 

 


 
Vanguard Windsor II Option
 

 
Vanguard Short-Term Inflation-Protected Securities Index Option
 

 

 


 
Vanguard 500 Index Option