CollegeAdvantage - The Ohio 529 College Savings Plan

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CollegeAdvantage is Ohio's 529 college savings program featuring tax-free savings, low fees, and a wide range of investment options managed by Putnam Investments, The Vanguard Group and Fifth Third Bank.

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MORNINGSTAR PRAISES COLLEGEADVANTAGE

In their recently released Annual Best and Worst 529 College Savings Plans study, Morningstar praised Ohio's plan stating "...as far as the Vanguard options are concerned, the plan's tax breaks, low costs, and reasonable flexibility make it tough to beat for Ohio residents and an attractive indexing possibility for out-of-staters." --Morningstar.com April 4, 2008

LOW FEES

Lower fees put more of your money to work for you! Already among the lowest in the nation compared to other 529 plans, most of our 32 investment options now have even lower fees.

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COLLEGE SAVING FOR GRANDPARENTS

Grandparents want to see their grandchildren receive the best education possible, and many have the resources to help. CollegeAdvantage offers many ways for grandparents to help their family save for college costs.

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If you are not an Ohio taxpayer, before you invest, consider whether your home state offers a 529 plan that provides its taxpayers with state tax or other benefits not available through this plan.

CollegeAdvantage is a 529 college savings plan offered and administered by the Ohio Tuition Trust Authority (OTTA). OTTA has overall responsibility for the day-to-day operations of the program, including record-keeping and transfer agency services.

Any investment in a Putnam or Vanguard investment option is not insured or guaranteed by the FDIC or any other governmental agency, including the state of Ohio, OTTA, Putnam Investments or The Vanguard Group. An investment in Putnam or Vanguard Investment Options is not an investment in a mutual fund. Any investment in a Fifth Third investment option is insured by the FDIC. Except for the Fifth Third investment options, participants assume all investment risk of an investment in CollegeAdvantage, including the potential loss of principal. Regular investing does not ensure a profit or protect against loss in a declining market. The amount actually available for withdrawal will depend on the investment performance of the investment options chosen.

CollegeAdvantage is described in the current Offering Statement and Participation Agreement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before opening an account.