COLLEGEADVANTAGE DIRECT 529 PLAN

A hands-on approach to crafting your end result.

There’s a reason Morningstar rated CollegeAdvantage one of the nation’s top 529 plans: because it works. When you manage your investment allocation yourself, you’re in control of your own future. The Direct Plan puts the power of tax-free earnings and time squarely in your hands.

FEATURES & BENEFITS

The good, the better, and the best a CollegeAdvantage 529 plan has to offer.

  • 1 Earnings are tax-free, if used for college
  • 2 Contributions are deductible from Ohio taxable income
  • 3 You can open an account with just $25
  • 4 Use your savings at any college in the country
  • 5 Flexibility to manage your account online and make changes as needed
  • 6 Low fees - Some of the lowest nationally among 529 plans
  • 7 Electronic delivery options for statements, tax documents and more
  • 8 Link your Upromise® Rewards account
  • 9 Ugift® is available to family and friends for gift contributions
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INVESTMENT OPTIONS

The CollegeAdvantage Direct Plan offers several ready-made, professionally managed options along with all of our individual options for college savers, just like you. Don’t wait. Get started today.

 

Ready-Made, Age-Based Portfolios +

Ready-Made, Age-Based Portfolios

The CollegeAdvantage age-based options are the simplest of all our Direct Plan investment options. We call them “ready-made” because the asset mix and allocation milestones are pre-determined. They are designed to take into account your child’s age and the number of years before he or she attends college. As your child grows, your portfolio shifts from growth to lower risk options. This is achieved by reallocating the asset mix each time the beneficiary reaches set age intervals, from a mix weighted toward equity (stocks) to a mix weighted toward fixed-income (bonds) and money market funds. Our age-based options are our most popular because they offer a long-term investment plan and an easy way to begin saving for college. 

Select from: 

  • Advantage Age-Based Portfolio
  • Vanguard Aggressive Age-Based Portfolio
  • Vanguard Moderate Age-Based Portfolio
  • Vanguard Conservative Age-Based Portfolio

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Ready-Made Risk-Based Portfolios +

Ready-Made Risk-Based Portfolios

Risk-based options allow you to invest based on your risk tolerance. Whether you are conservative or seek aggressive growth, we offer several options along the continuum of risk, so you can choose the portfolio that best suits your risk tolerance and goals. 

Select from: 

  • Vanguard Aggressive Growth Index Portfolio
  • Vanguard Growth Index Portfolio
  • Vanguard Moderate Growth Index Portfolio
  • Vanguard Conservative Growth Index Portfolio
  • Vanguard Income Portfolio

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Individual Investment Options +

Individual Investment Options

If you feel comfortable choosing your own investment options, you can select any number of our individual investment options to create your own unique, diversified portfolio. Select from actively-managed options or passive index-based options across asset classes including stocks, bonds, or cash, including bank savings accounts and certificates of deposit (CDs)

Select from: 

International Equity Options (Stocks)

  • Dimensional Fund Advisors World ex U.S. Core Equity Portfolio
  • Vanguard Total International Stock Index Option

U.S. Equity Options (Stocks)

  • Vanguard Strategic Equity Option
  • Vanguard Extended Market Index Option
  • Vanguard Morgan Growth Option
  • Vanguard Windsor II Option
  • Vanguard 500 Index Option

Balanced Option (Mix of Stocks and Bonds)

  • Vanguard Wellington Option

Fixed Income Options (Bonds)

  • Vanguard Corporate High Yield Option
  • Dimensional Fund Advisors U.S. Investment Grade Portfolio
  • Vanguard Total Bond Market Index Option
  • Vanguard Short-Term Inflation-Protected Bond Index Option

Capital Preservation Option (Cash)

  • Vanguard Prime Money Market Option

Banking Options (Cash) (FDIC-insured to certain limits)

  • Fifth Third 529 Savings Account
  • Fifth Third 529 Certificate of Deposit (CD)

For more details about each of these options, please refer to the CollegeAdvantage Direct Plan Offering Statement.


"I've been on this plan for 2 years, it is awesome. So simplistic, but the benefits are great too. " -Timothy F.

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YOU CAN DO THIS!
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Investment Option Choices download tip: For best readability, print on 8.5" x 14" or 11" x 17" size paper.