Young girl lays her head on her father's shoulder he carries her in field of flags

Every year we have a chance to reflect on the courage, hard work, determination, and sacrifice our country’s veterans have selflessly provided to maintain our country’s freedom. Each member of the armed services is required to take an oath to “support and defend the Constitution of the United against all enemies foreign and domestic.” This oath of service is a commitment to themselves and also the citizens of the United States. To honor our men and women in uniform and veterans, the State of Ohio has committed to becoming the friendliest state in the nation for this population. One way is by higher education initiatives through the Ohio Department of Higher Education. These initiatives support those in uniform, our veterans, and the families of veterans and active-duty military.

Academics

College Level Examination Program (CLEP) 

College Level Examination Program (CLEP) exams help individuals with prior knowledge of a college-course subject earn college credits. CLEP exams cover introduction-level college course material. With a passing score on a CLEP exam, military service members or veterans could earn college credits at an Ohio institution of higher education. Currently, the Department of Defense through the Defense Activity for Non-Traditional Educational Support (DANTES) will pay for eligible service members, Coast Guard spouses, and civilian employees of the Air Force to take each CLEP exam one time. Every public college and university in Ohio have documents that show which CLEP tests are aligned to what course at their school.

CLEP is administered by College Board, which also conducts the Advanced Placement program.       

Military Transfer Assurance Guides (MTAGs)

Military Transfer Assurance Guides (MTAGs) are a statewide set of standards that guarantees that certain military training, experience, and/or coursework will align to existing college and university courses through Career-Technical Credit Transfer (CT2) which covers career and technical education (e.g., nursing); Ohio Transfer Module (OTM) which covers general education requirements; and Transfer Assurance Guides (TAGs) which covers beginning and pre-major courses. Here's a list of applicable military training and its alignment to specific college courses.

MTAGs are only a small portion of courses that might align to college credits. This is why each institution is required to evaluate all military training, experience, and coursework for potential alignment with their own courses and programs. Students should meet with the Military Credit Contact at their institution to have their experiences evaluated for credit.

To earn college credit for training, experience, or coursework received while in the Armed Forces, military service members will need to submit the Joint Service Transcript (Army, Navy, Marines, and Coast Guard) or Community College of the Air Force transcript to the school's admission office If there is any coursework that carries a statewide guarantee (MTAG), it will be automatically granted. For other training, experience, and coursework, military service members will need to meet with an academic advisor, faculty advisor, or transfer credit specialist to have the military coursework evaluated. Or you can use the school’s credit-by-exam options and portfolio assessment to test out of certain courses. Some institutions will award credit based on pre-deployment training, or multi-cultural training in the Armed Forces.

Resources on campuses

Veterans Service Office (Benefits Assistance)

On a college campus, veterans can visit the Veterans Service Office to access the benefits that are available to them. The office is the liaison between multiple offices on campus and the veteran or service member. Some services include the evaluation of military transcripts for college credit, career services, and priority course registration.

Single Point of Contact

The Single Point of Contact is an employee designated by the college or university as the contact person for veterans and service members’ affairs. This person is available to help access their school’s services for veterans and service members.

Military Credit Contact

This is the person on campus who is responsible for making sure that military transcripts are evaluated so that all applicable military training and education can be transferred for college credits. They will handle requests to resolve disputes about the credit awarded for previous military experience.

Collegiate Purple Star Campus Designation

The Collegiate Purple Star designation is an award earned by public and independent colleges and universities that meet certain criteria set out by the Ohio Department of Higher Education to be considered a military-friendly institution. Schools must show the resources in place to support the military-connected population and meet certain criteria, such as having a dedicated military and veteran point of contact/office, priority registration for veterans and service members, and having no fees to evaluate and award college credits based on military education and service. The Ohio Department of Education administers the Purple Star Designation for K-12 school districts that show a major commitment to students and families connected to our nation’s military.

Scholarships

Hidden Heroes Scholarship

The Hidden Heroes Scholarship awards funding to the caregivers of disabled veterans to help them pursue their higher education. The funding can be used towards tuition, fees, books, and assist with credit transfers. To be eligible, caregivers must be enrolled in the Program of Comprehensive Assistance for Family Caregivers (PCAFC) and provide care to a veteran who has a 100% service-related disability. Recipients must also be a resident of the State of Ohio and not be in default on any federal student loans.

War Orphan and Severely Disabled Veterans’ Scholarship

This scholarship awards tuition assistance to the children of deceased or severely disabled Ohio veterans who served during a period of declared war or conflict. A recipient must be an Ohio resident and enrolled in full-time undergraduate study for an associate or bachelor's degree at an Ohio school. Applicants must be between 16 and 25 to apply.

Ohio Safety Officers Memorial College Fund

This program provides tuition assistance to Ohioans who are the children and spouses of peace officers, fire fighters, and other safety officers, who are killed in the line of duty, anywhere in the United States. The fund also provides assistance to the children and spouses of a member of the U.S. armed services, who has been killed in the line of duty during Operation Enduring Freedom, Operation Iraqi Freedom, or a combat zone designated by the President of the United States. The child is only eligible for this program if he/she is not eligible for the Ohio War Orphans Scholarship.

Ohio National Guard Scholarship Program

This program provides tuition assistance to Ohio National Guard members attending a two- or four-year public college or university. Participants must commit to and/or complete a six-year enlistment in the Ohio National Guard. New enlistees must complete basic training and obtain a military job skill to qualify for a scholarship. Scholarship program recipients must maintain good attendance at their unit drills; excessive absenteeism is cause for discharge from the Ohio National Guard. Deadlines are spread out throughout the year.

Military and Family Initiatives

Military Interstate Children’s Compact

Ohio, along with all other states, participates in the Military Interstate Children’s Compact (MIC3). The goal is to “support successful educational transitions for mobile military students.” Every state has adopted a series of guidelines that extend reciprocity for high school graduation requirements. The goal is to make it simple for children of active duty and recently retired service persons to graduate high school despite the differing graduations requirements from the different states that they lived in. More information can be found here.     

Current and former member of the U.S. military also receive federal higher education support through the GI Bill. Ohio’s 529 Plan shares how 529 college savings programs work with GI Bill benefits.

We owe much to our country’s military. The State of Ohio is proud to support of all members of the armed forces and veterans. The state offers these higher education support programs and many more services as a thank you for their service.

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529 Short Course: New Parents

5 things every new parent needs to know about saving for education

  1. Why Ohio 529?
    529s are specifically created for higher education savings. Unlike a traditional banking account, a 529 account benefits from tax-free earnings and tax-free withdrawals. For Ohio residents, there is also a state income tax deduction for those contributions.
  2. It’s simple to start.
    You can open your 529 account online in minutes with as little as $25. With ready-made portfolio options, you don’t have to be a financial expert to feel confident in your savings plan choices.
  3. Set it and forget it with automatic deposits.
    The sooner you start saving, the longer your account benefits from the Ohio 529 tax advantages as well as compound interest. Many new parents take their 529 contributions off their to-do list by setting up small automatic deposits from either their banking accounts or paycheck. Also, with our ReadySave 529 app, it’s also easy to track and adjust your account right on your mobile device.
  4. Save for college, career training, and more.
    Ohio 529 can be used at over 30,000 schools of all kinds, nationwide, including universities; community colleges; trade, technical, and vocational schools; certificate programs; and apprenticeships. Your Ohio 529 account can also pay for K-12 tuition at a public, private, or religious school. And, if it’s not needed for educational expenses, you can now roll over your 529 to a Roth IRA.
  5. Others can help.
    It’s easy for family and friends to contribute to your child’s account and receive tax benefits for themselves. You can share your account’s unique Ugift number with others to contribute online without creating their own 529 accounts. Those who live in Ohio will also receive a state income tax deduction for their contributions. Also, you can sign up to have reminder emails sent to you and loved ones for the big milestones in your child’s life.

Hoping to find gold at the end of the rainbow? If you are saving with Ohio 529 CollegeAdvantage, you have the benefit of Ugift with your account, which is savings gold.

Ugift makes it easy for others to give to your Ohio 529 account. With Ugift, you generate a unique code which allows loved ones to contribute to your Ohio 529 savings plan without needing the actual account number. Once they have the Ugift code, your friends and family can visit Ugift529.com to make their online gifts directly to your 529.

When friends and family ask for gift ideas, share that you are saving for your child’s future education with Ohio 529. Then invite them to join in with gift contributions to your Ohio 529 account with Ugift. After all, a gift for your child’s education will truly last a lifetime.

The quickest and easiest way to pass along your child’s Ugift code is with the ReadySave 529 app, which you can access as an Ohio 529 CollegeAdvantage account owner. At the bottom of every page is an Ugift icon. Click on the gift symbol to view your Ugift code which you can send immediately as an invitation via texts, emails, and Facebook/Instagram chats from your phone.

Or log into your account online to view your child’s Ugift code to send to family and friends who would like to give the gift of education.

The Ugift code doesn’t expire. Which means whenever there is an occasion to celebrate­ like baby showers, holidays, birthdays, graduations, and special achievements, your family and friends can give to your Ohio 529 account. And they can choose to contribute as much as they want whenever they want. It can be a one-time gift or recurring gift; all they need is that Ugift code. Your loved ones’ contributions - whether big or small – will add up over the years. Added to the power of compound interest, these gifts will power your 529 savings to cover even more college and career training costs.

An added bonus for gift givers who live in Ohio: They are also eligible to receive a state income tax deduction for their Ohio 529 gift contributions, up to $4,000 per year, per beneficiary.

To learn more about all of the gifting options with Ohio 529 and order cards for special occasions, visit  529 Gift Central.

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