Ohio Tuition Trust Authority

College Advantage - Ohio's 529 Savings Program

Risk Tolerance Questionnaire

Calculate your risk tolerance to find your investment style

Your asset allocation strategy is one of the most important decisions you'll make. It directly relates to how you will invest among stocks, bonds, and short-term investments.

The allocation strategy that's best for you depends on your investment profile, which is a reflection of your risk tolerance.

  1. When making a long-term investment, I plan to hold the investment for…
  2. From September 2008 through November 2008, stocks lost over 31%. If I owned a stock investment that lost about 31% in 3 months, I would… (If you owned stocks during this period, select the answer that corresponds to your actual behavior.)
  3. Generally, I prefer investments with little or no fluctuation in value, and I'm willing to accept the lower returns associated with these investments.
  4. When the market goes down, I tend to sell some of my riskier assets and put the money in safer assets.
  5. I would invest in a mutual fund based solely on a brief conversation with a friend, coworker, or relative.
  6. From September 2008 through October 2008, bonds lost nearly 4%. If I owned a bond investment that lost almost 4% in 2 months, I would… (If you owned bonds during this period, select the answer that corresponds to your actual behavior.)
  7. The chart below shows the greatest 1-year loss and the highest 1-year gain on 3 different hypothetical investments of $10,000.* Given the potential gain or loss in any one year, I would invest my money in… 529 investment risk tolerance chart
  8. My current and future income sources (such as salary, Social Security, and pension plans) are…
  9. When it comes to investing in stock or bond mutual funds (or individual stocks or bonds), I would describe myself as a/an…

The maximum gain or loss on an investment is impossible to predict. The ranges shown in this chart are hypothetical and are designed to gauge an investor's risk tolerance.

College savings risk tolerance questionnaire. © The Vanguard Group, Inc., used with permission

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