Son hugging mom at college drop-off

For students starting their senior year of high school, this summer is the perfect time to prepare for their education after high school. In addition to college campus visits, there are many steps your student can take to better prepare for college admissions.

Study for the SAT and ACT

Many colleges and universities require SAT and ACT test scores for their application process. Check with the school’s admissions department to see what the requirements will be for the next school year’s admissions.

The College Board, the organization that offers the SAT and AP exams, have listed the 2025-26 SAT test dates on their website. The College Board also provides practice exams for students to take and review before taking the real one.

ACT Inc. is also scheduling exam dates. To help students study for the exam, ACT offers practice tests and other testing resources.

College or career training

This summer is also a good time to figure out what type of school your child would like to attend after graduation.

 If it’s a trade school or apprenticeship, research what are the best programs in their fields of interest. 529s can pay for certain qualified costs for apprenticeship programs that have been accredited by the U.S. Department of Labor. 529 withdrawals are also tax free for trade and vocational schools’ qualified expenses.

If it’s a certificate program, make sure the program accepts federal financial aid so you can use your 529 plan there.

Community colleges are also a great option for your child to start their higher education. To keep overall college costs low, your students can earn core curriculum credits at a community college, and later transfer those to a four-year college. Your rising senior should look at local two-year schools to see which ones specialize in careers that your child might pursue.

If it’s a four-year college or university, your student should research which school are well known for your child’s major. They may also want to look at schools closer to home that can fulfill their collegiate dreams, but at a lower price.

Fill in the Common App(lication)

More than 1,000  institutions of higher education use the same online admissions form, called the Common App. To start, set up an account and add the requested information. The Common App offers a first-year student guide to navigate the sign-up process.

If your child’s preferred schools don’t use the Common App, then visit the schools’ websites to create a timeline of when the school’s applications and accompanying paperwork are due. These deadlines can sneak up once their senior year begins.

Choose the right classes

The Ohio Department of Higher Education (ODHE) also offers College Credit Plus (CCP) as an opportunity for students in grades 7-12 to earn college credit by taking classes at public community colleges and universities, as well as private colleges and universities. These credits also count toward their high school graduation requirements.

Advanced Placement (AP) classes can provide  your student an opportunity to earn college credit while also meeting their high school graduation requirements. At the end of the AP course, your child will need to take an exam to receive those college credits. A score of 3 or above will earn corresponding college credit at any of Ohio’s institutions of higher education.

Career-Technical Assurance Guides (CTAGs), aligns career-technical education offered at high schools to specific college courses at public community state colleges and universities. To be eligible, students must complete their program, pass the course assessment(s), and/or earn an industry-recognized credential, then enroll at a participating college or university.

Summer scholarship search

Some scholarships usually have deadlines a year out from when the dollars are released. If your student would like to compete for these scholarships to help cover their college costs, then they will need to fill out the application the summer before their senior year of high school. Federal Student Aid offers guidance on scholarships, including other sources to tap for more information, including the free scholarship search tool from the U.S. Department of Labor.

There are many free online scholarship sites to research like Scholly® Scholarships by Sallie℠¸ FinAid, and FastWeb to name a few. On these sites, your child will create a profile with their academic scores, community or volunteer service, and athletic or academic activities. Students will then be matched with eligible scholarships. 

Sallie Mae also offers the Paying For College Resource, which assembles free tools, videos, and checklists to follow. It even shows what steps to take to fill out FAFSA and how to understand your financial aid letters. There’s also a monthly $2,000 scholarship for which your child can apply for and they don’t even have to write an essay for it.

Since 1989, Ohio 529 CollegeAdvantage has been helping families across the nation save for their children’s and grandchildren’s college and career training with many tax benefits. Ohio 529 covers  qualified expenses at any four-year college or university, two-year community college, trade or vocational school, apprenticeship approved by the U.S. Labor Department, or certificate programs, or continuing education classes nationwide that accepts federal financial aid. Learn, plan, and start for as little as $25 today at CollegeAdvantage.  

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529 Short Course: New Parents

5 things every new parent needs to know about saving for education

  1. Why Ohio 529?
    529s are specifically created for higher education savings. Unlike a traditional banking account, a 529 account benefits from tax-free earnings and tax-free withdrawals. For Ohio residents, there is also a state income tax deduction for those contributions.
  2. It’s simple to start.
    You can open your 529 account online in minutes with as little as $25. With ready-made portfolio options, you don’t have to be a financial expert to feel confident in your savings plan choices.
  3. Set it and forget it with automatic deposits.
    The sooner you start saving, the longer your account benefits from the Ohio 529 tax advantages as well as compound interest. Many new parents take their 529 contributions off their to-do list by setting up small automatic deposits from either their banking accounts or paycheck. Also, with our ReadySave 529 app, it’s also easy to track and adjust your account right on your mobile device.
  4. Save for college, career training, and more.
    Ohio 529 can be used at over 30,000 schools of all kinds, nationwide, including universities; community colleges; trade, technical, and vocational schools; certificate programs; and apprenticeships. Your Ohio 529 account can also pay for K-12 tuition at a public, private, or religious school. And, if it’s not needed for educational expenses, you can now roll over your 529 to a Roth IRA.
  5. Others can help.
    It’s easy for family and friends to contribute to your child’s account and receive tax benefits for themselves. You can share your account’s unique Ugift number with others to contribute online without creating their own 529 accounts. Those who live in Ohio will also receive a state income tax deduction for their contributions. Also, you can sign up to have reminder emails sent to you and loved ones for the big milestones in your child’s life.

Hoping to find gold at the end of the rainbow? If you are saving with Ohio 529 CollegeAdvantage, you have the benefit of Ugift with your account, which is savings gold.

Ugift makes it easy for others to give to your Ohio 529 account. With Ugift, you generate a unique code which allows loved ones to contribute to your Ohio 529 savings plan without needing the actual account number. Once they have the Ugift code, your friends and family can visit Ugift529.com to make their online gifts directly to your 529.

When friends and family ask for gift ideas, share that you are saving for your child’s future education with Ohio 529. Then invite them to join in with gift contributions to your Ohio 529 account with Ugift. After all, a gift for your child’s education will truly last a lifetime.

The quickest and easiest way to pass along your child’s Ugift code is with the ReadySave 529 app, which you can access as an Ohio 529 CollegeAdvantage account owner. At the bottom of every page is an Ugift icon. Click on the gift symbol to view your Ugift code which you can send immediately as an invitation via texts, emails, and Facebook/Instagram chats from your phone.

Or log into your account online to view your child’s Ugift code to send to family and friends who would like to give the gift of education.

The Ugift code doesn’t expire. Which means whenever there is an occasion to celebrate­ like baby showers, holidays, birthdays, graduations, and special achievements, your family and friends can give to your Ohio 529 account. And they can choose to contribute as much as they want whenever they want. It can be a one-time gift or recurring gift; all they need is that Ugift code. Your loved ones’ contributions - whether big or small – will add up over the years. Added to the power of compound interest, these gifts will power your 529 savings to cover even more college and career training costs.

An added bonus for gift givers who live in Ohio: They are also eligible to receive a state income tax deduction for their Ohio 529 gift contributions, up to $4,000 per year, per beneficiary.

To learn more about all of the gifting options with Ohio 529 and order cards for special occasions, visit  529 Gift Central.

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