Find The Right 529 Investment Plan For You

While deciding on the best 529 investment plan for your family, we make it easy to get started. If your 529 investment preferences or goals change, you can ​exchange your options two times per year.

Starting is easy. Choose from a number of ready-made portfolios or create your own portfolio from individual investment options, including FDIC-insured banking options. We partner with leading investment managers, Vanguard, Dimensional Fund Advisors, Fifth Third Bank, and BlackRock (Advisor Plan) to bring you the best options.

An overview guide to help you decide

See Investment Option Choices

Let's look at your Direct Plan options

Select From Ready-Made Investment Portfolios

  • Ready-Made, Age-Based Portfolios
    • Simple to use, long-term investments
    • ​Choose the uniquely blended Advantage Age-Based Portfolio which combines active and passive options, or choose from ​three passive, index-based portfolios that best suit your risk tolerance​.
    • Each portfolio's asset mix and allocation are pre-determined
    • All ​​four age-based portfolios automatically reduce risk as your child gets closer to college age

    Learn More

  • Ready-Made, Risk-Based Portfolios
    • Pick from among ​​five portfolios to match your risk tolerance and goals
    • Risk-Based Portfolios do not automatically reduce risk as your child ages; you must manage risk yourself by exchanging your portfolio
    • Designed to achieve the desired level of risk and reward
    • Options from aggressive growth to conservative income

    Learn More

Build Your Own Investment Portfolio

See All Direct Plan Fees and Expenses

Have a financial advisor?

If so, you may be interested instead in the CollegeAdvantage Advisor 529 Savings Plan offered by BlackRock. Ask your financial advisor for more information or go to

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